Yes Loans P/L appreciates your interest in its products and your visit to this website. These terms and conditions apply to the use of this website, including the purchase of goods or services over this website. In using this website for these or any other purposes, you agree to be bound by these terms and conditions. If you do not accept these terms and conditions, do not use this website. Yes Loans P/L reserves the right to amend these terms and conditions at any time and such amendment will apply upon publication on this website. These terms and conditions must be read in conjunction with any other applicable terms and conditions governing the use of this website or the purchase of goods or services from Yes Loans P/L, its partners and associated companies.

Terms of Use

These terms apply to the use of this website, and may be updated from time to time. These terms should be read in conjunction with our Privacy Policy. YesLoans.com.au predominately, provides online information about Loans, aimed at an Australian audience. If you submit information to us we may send this information to third parties for the purpose of assisting you.
Please ensure any information or advice you read on any internet site is relevant to your needs. This is because it is impossible to tailor advice to your individual circumstances. Please consult a professional before making any decisions regarding Loans.

Terminology

In these terms, the expression “we”, “us” and “our” refer to Yes Loans P/L and its subsidiaries and associates.

Disclaimer

We do not accept responsibility for any loss or damage, however caused (including through our negligence), in connection with use of this website or any linked website.

To the extent permitted by law, any condition or warranty which would otherwise be implied into these terms is hereby excluded. Where legislation implies any condition or warranty, and that legislation prohibits us from excluding or modifying the application of, or our liability under, any such condition or warranty, that condition or warranty will be included but our liability will be limited for a breach of that condition or warranty to one or more of the following: (a) in the breach relates to goods, (i) the replacement of the goods or the supply of equivalent goods, (ii) the repair of such goods, (iii) the payment of the cost of replacing goods or of acquiring equivalent goods or (iv) the payment of the cost of having the goods repaired; and (b) if the breach relates to services, (i) the supplying of the services again or (ii) the payment of the cost of having the services supplied again.

This disclaimer does not attempt to purport to exclude liability arising under statute if, and to the extent, such liability cannot be lawfully excluded.

Information on our Website

All information provided by us on and from this website is provided in good faith. We make no representations as to the currency, accuracy or completeness of the information provided on this website. Any information provided by us is general information and is not in the nature of advice.

We neither represent nor authorise the information provided on this website as being a “financial service” within the meaning of Part 7.1, Division 4 of the Corporations Act 2001.

We are not liable for any loss resulting from any action taken or reliance made on any information or material provided by us. Independent advice should be obtained before acting or relying on any information provided on, or accessed via, our website.

General Advice Warning

Yes Loans P/L informs you that any advice given on this website is general advice only and is not specifically based on your own objectives, financial situation or needs. Before you act on the advice, you should consider whether this advice is suitable for you. You should read the relevant Product Disclosure Statements before purchasing any products or services. You should always refer to your accountant or a registered tax agent before taking out finance. While we make every attempt to give you the best and most accurate possible product information, Yes Loans P/L, its agent, employees and accredited lenders will accept no responsibility for any loss that may arise.

Specific Warnings

We do not accept responsibility for loss or damage to computer systems arising in connection with use of this website. Internet users should take their own precautions to ensure that the process which they employ for the accessing this website does not expose them to the risk of viruses, malicious computer code or other forms of interference.

Responsibility for the content of any advertisements appearing on this website (including hyperlinks to advertisers’ own websites) rests solely with the advertisers.

Copyrights

Copyright in the material available on this website (including text, graphics, logos, icons, sound recordings and software) is owned or licensed by us. This material may be reproduced for personal and non-commercial purposes, or for purposes permitted by law, provided any reproduction is unaltered, shows the date of first publication and an attribute of source is included. No other use may be made of this material without prior written permission. Unless otherwise stated, the graphical elements, text, HTML code, CSS stylesheets, JavaScript code, Adobe Flash objects, PDF documents, audio files, video files and their arrangement on this website are Copyright © Yes Loans P/L All Rights Reserved.

Trade Marks

Except where otherwise specified, any word or device to which is attached the ™ symbol is an unregistered trade mark, or the ® symbol is a registered trade mark. Our trade marks may not be used as trade marks without prior written permission.

Linked Websites

This website may contain links to other websites. Those links are provided for convenience only and, unless expressly stated otherwise, we do not endorse, approve or otherwise accept any responsibility for the currency, accuracy or completeness of the content on linked websites or their privacy practises.

Limitation of Liability

The use of the information on this website is at your own risk. Yes Loans P/L, its directors, employees, shareholders, agents and other representatives will not, under any circumstances, be liable for any injury, loss or damage arising out of or related to the use, or inability to use, the information on this website or provided through this website by email.

This limitation of liability includes, but is not limited to, compensatory, direct or indirect or consequential damages, loss of data, income or profit, loss of or damage to property and third party claims.

Indemnity

You agree to indemnify Yes Loans P/L, its directors, employees, shareholders, agents and other persons involved in the creation of this website for all damages, losses, penalties, fines, expenses and costs (including legal costs) which arise out of or relate to your use of this website, any information that you can provide to us via this website or any damage that you may cause to this website.

This indemnification includes, without limitation, liability relating to copyright infringement, defamation, invasion of privacy, trade mark infringement and breaches of the Australian Trade Practises Act 1974 (Cth).

Jurisdiction and Severance

1. If a dispute arises regarding these terms of use, the laws of the State of Western Australia, will apply. In relation to any such dispute, you agree to submit to the non- exclusive jurisdiction of the courts of the State of Western Australia, Australia, and the courts of appeal from them, and waive any rights that you may have to challenge the appropriateness of that forum.
2. If you access this website in a jurisdiction other than Western Australia, Australia, you are responsible for compliance with the laws of that jurisdiction, to the extent that they apply.
3. If any provision of these terms of use is held invalid, unenforceable or illegal for any reason, these terms of use remain otherwise in full force and effect apart from such provisions which will be read down to the extent of the invalidity, unenforceability or illegality, and if it is not possible to read down the provisions it will be deleted.

Cookies

Cookies are small files which are temporarily installed on your hard drive. Yes Loans P/L uses cookies to keep track of their users’ preferences and thereby design the website to best meet users’ requirements, as well as for gathering statistical and market research data. You can prevent cookies from being saved on your hard drive by selected the appropriate setting on your web browser – simple follow your particular browser’s instructions. Deactivating cookies could mean that you are no longer able to enjoy offers from this website in its entirety.